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The website is intended to provide general information about Covéa Finance and to offer access to specific information on the products offered outside France by Covéa Finance.

Access to this website is intended exclusively for professional clients within the meaning of the Markets in Financial Instruments Directive 2004/39/EC ("MiFID"). The contents of the website are not intended for private clients.

A professional client is one who "possesses the experience, knowledge and expertise to make its own investment decisions and properly assess the risks that it incurs", as opposed to a non-professional client.

The website is also accessible to the following entities:

  • Supervisory authorities
  • Statutory auditors
  • Investment service providers within the meaning of the Markets in Financial Instruments Directive 2004/39/EC ("MiFID")
  • Local agents/transfer agents

It is the user's responsibility to ensure that the laws to which they are subject allow them to consult this website and to determine their own tax status and profile. Access to certain information on the website is limited or restricted on the basis of the user profile selected.

Covéa Finance cannot accept any liability whatsoever for any use of this website in breach of these access conditions.

The information available on this website does not in any way constitute legal, tax or investment advice and cannot be construed as canvassing or as an invitation to subscribe.

Specific information on the terms and conditions of subscription for clients outside France:

The attention of clients is drawn to the fact that, in the event of a subscription by a client located outside France, orders will be centralised by a transfer agent. Order processing times will take into account both local constraints and the periods necessary to transmit orders to the institution responsible for order centralisation identified in the regulatory documents (KIID/Prospectus) of the mutual fund.

Please refer to the terms and conditions of subscriptions/redemptions in the key investor information document and in the fund prospectus and consult the information on the website in the section entitled “how to subscribe”.

Important notice :

In general terms, orders submitted to promoters other than the institution responsible for order centralisation identified in the regulatory documents of the mutual fund must allow for the fact that such promoters may apply their own centralisation cut-off time, which may be earlier than the cut-off time stipulated by the documents, in order to take into account the time required to transmit orders to the centralising entity of the mutual fund.


The information on this website is intended for investors outside the United States of America. This website is not intended for distribution to or the use of U.S. residents or citizens or "U.S. Persons" as this term is defined in the Foreign Account Tax Compliance Act of 18 March 2010 and the Internal Revenue Code. No financial product may be marketed to "U.S. Persons" or in any State or territory where it is against the law to promote such financial products. This restriction also applies to U.S. residents or "U.S. Persons" able to view or access this website during trips or stays outside the United States of America. The financial products described on this website are not registered under U.S. Federal Law covering tradable securities or under the laws applicable in individual American States.

Information on the products referred to on this website may not be disclosed in any country where the offer of such products for sale is prohibited. Persons who distribute such information in any form or in any manner whatsoever will be liable for any direct or indirect consequences, loss or damage suffered by Covéa Finance as a result of such disclosure.

Users must stipulate a client profile and their tax residence (resident in France or outside France) in order to access certain information available on the website.

Users who declare that they live outside French territory will only be allowed access to documentation relating to UCITS governed by the UCITS IV Directive. Similarly, U.S. nationals are not authorised to access the information on the website.

It is the user's responsibility to enquire about the applicable regulations and the suitability of financial instruments for their personal situation, it being reminded that the information on the website does not in any way constitute promotional material, canvassing, investment advice or a request to buy or sell financial instruments.

On commencing a relationship with the client, Covéa Finance is required to follow its know-your-customer procedures before providing any services. In accordance with the regulations in force, the investor may be categorised as a professional or non-professional client on the basis of their level of knowledge of the financial markets.

In order to comply with the requirements of the legislation preventing money laundering in an investment context, Covéa Finance may request additional documentation in order to confirm your identity, as required by law.


  • Investing in financial instruments may involve risk. The value of investments may rise or fall depending on market developments and investors may be unable to recover their initial investment.
  • Past performance is not a reliable indicator of future performance. Past performance should not play the central role in the subscribers' investment decisions. The asset management company cannot be held liable for any investment or divestment decision taken on the basis of information on the website.


Prior to making any investment decision, investors are strongly advised to read the Key Investor Information Document (KIID) available on this website which describes the main characteristics of the mutual fund.

The prospectus and KIID for each approved mutual fund and/or mutual fund authorised for promotion by the Autorité des Marchés Financiers will be provided free of charge on request sent to Covéa Finance at 8-12, rue Boissy d’Anglas, 75008 Paris. Monthly inventories are made available to clients on request within one month of their production date.


The website and this disclaimer shall be governed by French law.


COVEA FINANCE has put in place a procedure to deal with complaints received from its clients.

Complaint shall mean "a statement witnessing client dissatisfaction with the professional. A request for information, opinion, clarification, service or performance is not a complaint."

A complaint from a professional client may be submitted to Covéa Finance - Service Communication at 8-12, rue Boissy d’Anglas, 75008 Paris. The management company shall acknowledge receipt of the complaint within ten business days from the date of receipt of the complaint, unless the response is provided to the client within this period. Save for demonstrably exceptional circumstances, the management company shall respond to the client within a period of two months from the date of receipt of the complaint.

Any complaint from a private client must be sent to their banker or life insurer directly.

Should you not be satisfied with the response you may contact the mediation service of the AMF at the address below :

Médiateur de l'AMF, Autorité des marchés financiers, 17 place de la Bourse, 75082 PARIS CEDEX 02.

Clients are not restricted in the exercise of their rights when they are resident in another Member State of the European Union and have the option of submitting their complaint in one of the official languages of the Member State in which the mutual fund is promoted and will receive a response in the same language.